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Investment Bond
The Sterling Investment Bond, provided by Zurich Assurance Ltd, enables you to invest in a range of funds with the potential for growth while providing an element of life cover.
Your adviser will help you decide if the Sterling Investment Bond is right for you.
You can find out about the plan's aims, risks and your commitments by selecting from the sections below.
What this plan is designed to do
- Increase the value of the money you invest.
- Allow you to withdraw your money if you choose.
- Allow you to choose from a wide range of funds to match your investment objectives and attitude to investment risk.
- Pay a cash sum when the last life insured dies.
What we ask you to do
- Seek financial advice. If you don't, your decisions may not be appropriate.
You should seek financial advice
- before making any decision to invest
- regularly while your money is invested
- when your financial circumstances change.
- Look to invest for at least five to ten years.
What you need to be aware of
- The value of your investment bond can go down and you may get back less than you invested.
- The level of risk and potential investment performance differs depending on the funds you select.
- We may apply an early cash-in charge if you make a one-off withdrawal or close your investment bond within five years of making a payment.
Additional reading
The Sterling investment funds guide gives information on the funds available. The guide is intended to be used in your discussions with your adviser to help you understand more about the funds and their risks.
In your terms and conditions, we explain that we can change some minimum and maximum limits and cut off times. You can see our current limits and cut off times in the Investment Bond information sheet.
If you don't already have an adviser, you can find details about how to find one here.
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